Money Hack

The CLEP Cheat Code

$90 per exam vs. $1,500 per course. 34 exams. 2,900+ accepting schools. This is the biggest money hack in higher education.

$90

Per CLEP exam

34

Available exams

2,900+

Accepting schools

What Is CLEP?

CLEP (College-Level Examination Program) is a series of 34 standardized exams administered by the College Board. Each exam covers a full semester of introductory college coursework. Pass the exam, earn the credits — without sitting through the class.

Over 2,900 colleges and universities accept CLEP credits, including most state schools, community colleges, and many private institutions. The program has been running since 1967, and over 33 million exams have been taken.

CLEP is not a shortcut — it's a smarter path. You still need to know the material. You just don't need to pay $1,500 and spend 16 weeks proving it.

The Math That Changes Everything

Here's what one college course costs vs. one CLEP exam:

ExpenseUniversity CourseCLEP Exam
Tuition (3 credits)$1,500$90
Textbook$100–$200$0 (free study)
Time commitment16 weeks90 minutes
Total cost$1,600–$1,700$90

Now scale that up. Most students can realistically pass 5 to 8 CLEP exams:

5 exams

$7,550+

saved

8 exams

$12,000+

saved

10 exams

$15,000+

saved

The 5 Easiest CLEP Exams to Pass

These exams have the highest pass rates and cover material most students already know from high school or everyday life:

1Introductory Sociology

~72% pass rate3 credits

If you understand how society works — social norms, institutions, inequality — you already know half of this.

2American Government

~70% pass rate3 credits

The three branches, the Constitution, how elections work. High school civics covers most of it.

3Introductory Psychology

~68% pass rate3 credits

The most popular CLEP exam. Covers memory, learning, development, and disorders. Fascinating material.

4College Mathematics

~65% pass rate6 credits

Not calculus. This covers algebra, probability, logic, and sets. Worth 6 credits at many schools.

5American Literature

~63% pass rate6 credits

If you're a reader, this exam rewards general knowledge of major American authors and literary periods.

How to Study for Free

Modern States: Free Courses + Free Exam Voucher

Modern States is a nonprofit that offers free online courses for every CLEP exam. Complete the course and they give you a voucher that covers the $90 exam fee. That means you can earn college credit for literally $0.

Free course + free exam voucher = $0 college credits

Other free study resources:

  • Khan Academy — covers math, psychology, economics, and more
  • YouTube — CrashCourse and Professor Leonard for exam-specific prep
  • Quizlet — thousands of free CLEP flashcard sets made by other test-takers
  • Your local library — REA and Peterson's CLEP study guides, free to borrow

Step-by-Step: How to Take a CLEP Exam

1

Check if your target school accepts CLEP

Use College Decoded's Credit Lab to see which CLEPs your school accepts and what scores they require.

2

Register at College Board

Create a CLEP account at clep.collegeboard.org. You'll need this to schedule and send scores.

3

Study for 2-4 weeks

Use Modern States (free), Khan Academy, or YouTube. Most exams take 2-4 weeks of casual study.

4

Find a test center

CLEP exams are offered at 2,000+ Pearson VUE testing centers and on military bases. Schedule online.

5

Test day: 90 minutes

Bring a valid photo ID. The exam is computer-based. Most exams are 100 multiple-choice questions in 90 minutes.

6

Get your score immediately

For most exams, you'll see your score on screen as soon as you finish. A score of 50+ (on a 20-80 scale) is passing.

7

Send scores to your school

You can send scores during registration or later through your CLEP account. There's a small fee per score report.

Who Should Take CLEP

High School Students

Earn college credits before you even start. Arrive at college with a semester already done.

Adult Learners

Your life experience counts. Adults often pass sociology, psychology, and business exams with minimal study.

Military Members

CLEP is completely free through DANTES. Many service members earn 30+ credits while serving.

Homeschoolers

CLEP provides an objective, widely-accepted way to demonstrate college-level knowledge.

Career Changers

Knock out gen-ed requirements quickly so you can focus on your new major.

Budget-Conscious Families

At $90 per exam (or $0 through Modern States), CLEP is the single best ROI in education.

Military Members: CLEP Is FREE Through DANTES

Active duty, Guard, and Reserve members can take CLEP exams completely free through the DANTES (Defense Activity for Non-Traditional Education Support) program. No limit on how many exams you take.

Many military bases have on-site testing centers. Some service members have earned 30+ credits through CLEP alone, covering an entire year of college before using a single day of GI Bill benefits.

Stack CLEP credits with your GI Bill to graduate faster or use benefits for a graduate degree

Learn more about maximizing military education benefits in our GI Bill guide.

Stacking CLEP with AP & Dual Enrollment

CLEP doesn't have to stand alone. The smartest students stack multiple credit sources to maximize savings:

Credit SourceCost per 3 CreditsBest For
CLEP$90 (or $0)Gen-ed subjects
AP Exams$98Subjects offered at your school
Dual Enrollment$0–$300Subjects not covered by CLEP/AP
University Course$1,500+Major-specific courses only

A strategic combination can cover your entire freshman year. Check out our AP vs. CLEP guide for a detailed comparison of when to use each.

How CD's Credit Lab Shows Which Schools Accept Which CLEPs

The hardest part of CLEP isn't the exam — it's figuring out which schools accept which exams and what scores they require. Acceptance policies vary wildly. One school might accept Intro Psychology with a score of 50, while another requires 60, and a third doesn't accept it at all.

College Decoded's Credit Lab solves this by letting you search CLEP acceptance policies across 3,000+ schools in seconds. See exactly which exams each school accepts, what scores you need, and how many credits you'll earn.

On average, students using our Credit Lab identify $7,500–$20,000 in potential savings from CLEP, AP, and dual enrollment credit stacking.

Build Your CLEP Strategy

See exactly which CLEP exams your target schools accept, what scores you need, and how much you'll save. Our Credit Lab does the research for you.

Open Credit Lab