Military Credit Transfer

Military Training = College Credits

You already earned college credits in uniform. Most veterans have 12-20 credits they don't know about. Here's how to claim them.

12–40

average ACE-recommended credits from military training — that's up to a full year of college already done

What Is ACE?

The American Council on Education (ACE) evaluates military training and experience and recommends college credit equivalencies. When you went through Basic Training, your MOS/AFSC school, PME, or any formal military course — ACE was reviewing those programs and assigning credit recommendations.

How It Works

  1. 1. ACE subject matter experts review military courses
  2. 2. They determine equivalent college courses and credit hours
  3. 3. Recommendations are recorded on your military transcript
  4. 4. Colleges decide whether to accept the recommendations

Important: ACE recommendations are just that — recommendations. Colleges are not required to accept them. Some schools accept nearly all ACE credits; others accept very few. Always verify with your target school before enrolling.

What Military Training Gets Credit

Almost every formal military course has been evaluated by ACE. Here are the most common sources of credit:

Basic Training / Boot Camp

Typically worth 4-6 credits in physical education, health, and first aid.

MOS / AFSC / Rating Technical Schools

Your primary job training. Often the biggest source — 6-20+ credits depending on your specialty. Technical fields (IT, medical, aviation) tend to yield the most.

Professional Military Education (PME)

ALS, NCOA, SNCO Academy (Air Force), WLC, SLC, MLC (Army), and equivalents. Typically 3-6 credits in leadership, management, and organizational behavior.

Additional Technical Training

Supplemental courses, upgrade training, instructor courses, and specialty qualifications. Each one may carry ACE credit recommendations.

Language Training (DLIFLC)

Defense Language Institute courses often carry 12-24 credits in foreign language studies.

Get Your JST / SMART Transcript

Your military transcript is the official document that lists all ACE credit recommendations. The name depends on your branch:

BranchTranscript NameWhere to Get It
ArmyJoint Services Transcript (JST)jst.doded.mil
NavyJoint Services Transcript (JST)jst.doded.mil
Marine CorpsJoint Services Transcript (JST)jst.doded.mil
Air ForceCommunity College of the Air Force (CCAF) transcriptau.af.edu/barnes/ccaf
Space ForceCCAF transcriptau.af.edu/barnes/ccaf
Coast GuardJoint Services Transcript (JST)jst.doded.mil

Steps to Request Your Transcript

  1. 1

    Go to jst.doded.mil (or CCAF for Air Force/Space Force)

  2. 2

    Log in with your CAC or DS Logon credentials

  3. 3

    Review your transcript — verify all training and courses are listed

  4. 4

    Send it directly to your target school(s) — most schools accept electronic delivery

How Many Credits You Might Already Have

The number of credits varies by MOS/AFSC, years of service, and training completed. Here are typical ranges:

E-1 to E-3 (1 enlistment)12–18 credits
E-4 to E-5 (with PME)18–28 credits
E-6 to E-7 (senior NCO)24–36 credits
Technical fields (IT, medical, intel)25–40+ credits
Officers (OCS/OTS + branch school)15–30 credits

At $500–$700 per credit hour, 20 ACE credits could save you $10,000–$14,000 — and more importantly, cut months off your degree timeline so you preserve GI Bill entitlement for advanced courses.

Schools That Accept the Most Military Credit

Not all schools are created equal when it comes to accepting military credits. Here's what to look for:

Military-Friendly Designations

Schools with dedicated Veterans Affairs offices and military credit policies tend to accept more ACE credits.

Community Colleges

Often accept the most military credit — some accept up to 60 transfer credits from military training.

Regionally Accredited Online Schools

Schools like UMGC, SNHU, WGU, and Excelsior are known for generous military credit acceptance.

Watch Out For

Some schools accept credits as electives only, not toward your major. Ask specifically if credits will apply to degree requirements.

College Decoded's Military Credit Lookup Tool

College Decoded built a dedicated tool to help you understand your military credit potential before you even request your transcript.

What the Tool Does

Look up ACE credit recommendations by your military occupation code

See estimated credit hours for your specific training and MOS/AFSC

Understand which college courses your training maps to

Plan your degree path knowing what you already have

Try the Military Credit Lookup Tool

Combining ACE Credits with CLEP for Maximum Savings

Here's where it gets powerful. ACE credits from your military training plus CLEP exams (which are free for service members through DANTES) can stack to cover a massive portion of your degree.

The Stacking Strategy

1

Get your ACE transcript — identify credits you already have

2

Map those credits against your degree requirements

3

Take free CLEP exams to fill remaining gen-ed requirements

4

Use your GI Bill for upper-level and major-specific courses only

Example: E-5 with 8 Years of Service

ACE credits from training & PME24 credits
CLEP exams (6 exams x 3 credits)18 credits
Total credits before using GI Bill42 credits
Credits needed for bachelor's degree120 credits
Remaining to take with GI Bill78 credits (~2.5 years)

That's nearly a year and a half of college already done — saving GI Bill months and getting you to graduation faster. Use College Decoded's Credit Lab to plan your complete credit strategy.

Check Your Military Credits Now

Use College Decoded's ACE Credit Lookup tool to see how many college credits your military training is worth — before you even request your transcript.

Look Up Your Credits